Blog
Loan Commitment Letter vs Pre-Approval Letter
Trying to determine the difference between a loan commitment letter versus a pre-qualification letter for your new purchase in the Fort Myers or Cape Coral areas?
In competitive buyer’s markets where houses for sale are few and far between and homes for sale typicall...
What Can I Expect To Happen On Closing Day?
Under contract for a new purchase in the Fort Myers or Cape Coral areas and curious about what you can expect on closing day?
While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt show...
Why Should I Get Title Insurance?
Are you buying a home in the Fort Myers or Cape Coral areas and wondering why you should get title insurance?
In the simplest terms, title insurance is protection against a broad array of issues that can threaten the ownership of your property or issues that can create...
Understanding Your Loan Estimate: Terms, Payments and Closing Costs
Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms?
The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing.
The Loan Amount, of course is the total you are ...
What Questions Should I Ask A Mortgage Lender?
Purchasing a home a home in the Fort Myers or Cape Coral areas? Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan.
Selecting the right lender can hav...
Which Square Footage Figure Should I Use?
Buying or Selling a home in the areas of Fort Myers or Cape Coral and wondering which square footage figure you should go by?
Home size is one of the key figures used in comparisons.
But you may have different measurements to choose from, as you'll learn in this v...
What is a Loan Commitment Letter?
Doing homework on the home loan process for a purchase in the Cape Coral or Fort Myers areas and curious as to what a Loan Commitment Letter is?
A Loan Commitment Letter, also known as a Mortgage Commitment Letter or Mortgage Loan Commitment Letter is a written and sig...
What About A Home Located In A Flood Plain?
On the home search in the Fort Myers or Cape Coral areas and curious about considerations if the home is in a flood plain?
A flood plain is an area of land adjacent to a water element like a stream or river that experiences flooding during periods of high discharge. ...
What Does A Professional Home Stager Really Do?
Thinking of selling a home in the Fort Myers or Cape Coral areas and curious as to what a Professional Home Stager really does?
It’s fairly common knowledge that when selling your home, you need to “sanitize” the house. Personal and family pict...
What Are Discount Points?
On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with...