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5 Tips If A Storm Damages Your Home
We can all agree 2017 has been a year of intense storms and natural disasters across our country. For us living in Florida we are no stranger to storms. Although we hope you never have to deal with damages resulting from a storm we thought it would be helpful to sha...
What Is An Escrow Account? Do I Need One?
Shopping lenders for your Cape Coral or Fort Myers new home purchase? Have you come across the term "Escrow Account" and wondered what it means or if you even need one?
As we show you in this video, an escrow account is an account, established by your lender, to set ...
What Should I Know Before Investing In Real Estate?
Are you thinking of investing in real estate in the Fort Myers or Cape Coral areas?
While you can’t control everything, it helps to know what you are getting yourself into and actively prepare yourself to execute a sound investment. If you are new to real estate in...
What Is The Debt-To-Income Ratio (DTI)?
Starting the home buying process in the Fort Myers or Cape Coral areas? One term you may hear your lender use is "DTI" or Debt-To-Income Ratio.
Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability ...
Should I Sell My Home?
Are you currently living in the Fort Myers or Cape Coral areas and wondering if you should sell your home right now?
It seems like a simple question, yet ask 10 people and you will likely get 10 different answers. Within real estate markets there always seems to be so ...
What Is A Mortgage?
Are you looking for a mortgage to buy a home in the Fort Myers or Cape Coral area?
The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate.
The "mortgage" itself is a lie...
What Is A Counter-Offer?
Have you ever wondered about what an "offer" or "counter offer" means when buying or selling a home in the Fort Myers or Cape Coral area?
The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes - a “counter�...
What Are Real Estate Commissions?
Curious about real estate commissions in Cape Coral and Fort Myers Florida?
Like the video says - real estate agents aren’t paid by the hour! They’re paid a percentage of the purchase price in a successful real estate transaction.
When one agent represents the s...
How Large A Down Payment Do I Need?
In the process of looking for a home in the Fort Myers or Cape Coral areas and wondering how large a down payment you may need?
There are mortgage options now available that only require a down payment of 5% or less of the purchase price. You’ll see some pictures i...
What Is Loan To Value (LTV) And How Does It Affect The Size Of My Loan?
Are you purchasing a home in Fort Myers or Cape Coral? Have you heard of the term "LTV" and wonder what it means?
While this video simplifies things to help you remember, the loan to value ratio or "LTV" is the amount of money you borrow compared with the price or a...