Blog
Addendums and Changes to Your Real Estate Contract
In the real estate and title world, changes need to be made to contracts daily. Understanding that addendums and amendments can act as the same notification for these changes is important so you’re not wasting time deciding on what form to fill out. Even though some m...
What Is A ‘Business Day’ For Real Estate Loan Disclosures?
The definition of a “business day” is slightly different for Loan Estimates and Closing Disclosures.
For Loan Estimates, each day on which a creditor’s offices are open to the public count as a business day. Loan estimates must be delivered...
Top 4 Things to Consider When Buying a “Flipped” Home
There are many things to consider when buying a flipped home. First let’s answer - what is a flipped home? A flipped home is one that has been purchased, gone through renovations and/or remodeling, and is then listed for sale for a much higher price than what i...
What Is Earnest Money?
Earnest money is money you put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price. However, the amount can vary depending on local customs and con...
Top 4 Reasons to Offer Seller Financing
To some sellers, ‘seller financing’ is like a dirty word. But don’t turn your nose up at the idea so quickly! Here are 4 reasons why a seller should consider seller financing, or at least hear a buyer out if they ask for the option.
1. Sell difficult prope...
Getting a Visual on Closing Costs
Purchasing a home is exciting. Finally, all of your house hunting and negotiating has paid off! However, once escrow begins the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly accumulate. Watch this video to...
Real Estate Agents: Don’t Lose Touch With Your Client After Closing
Closing on a property doesn’t mean closing the relationship you’ve developed with your clients. An important part of a closing comes in the aftermath, when you have an opportunity to receive feedback from the client about their experience. Here are 5 tips for mainta...
Can My Settlement Charges Change?
Looking to buy a home in the Fort Myers or Cape Coral areas and wondering if your settlement charges can change if you are in the middle of the closing process?
Yes, your settlement charges can change if circumstances change, such as:
A natural disas...
3 Reasons Your Home Should Be Off the Holiday Market
For most, the holiday season is a joyous time of the year—people are gathering with loved ones, doing their holiday shopping, and of course decorating! However, if you still haven't sold your home after weeks or months of it being on the market, the holidays might fee...
When Do I Get My Loan Closing Disclosure?
Trying to understand your loan terms and costs for an upcoming purchase in the Fort Myers or Cape Coral areas?
For eligible transactions, including most residential real estate purchases, creditors must provide a closing disclosure form documenting the actual tra...