by Jennifer Ferri | Nov 20, 2018 | Buying, Financing, Mortgages
If you happen to have some extra money on hand and you want to speed up the process of claiming full ownership of your home, then we have good news! By sending in extra money each month or making an extra payment at the end of the year you can speed up the...
by Jennifer Ferri | Oct 29, 2018 | Buying, Financing, Mortgages
If you’re looking for a home you’ve probably heard the terms pre-qualified and pre-approval thrown around a few times. But what is the difference between these two concepts? How important is it that you obtain one or the other from your lender? So What Is...
by Jennifer Ferri | Sep 10, 2018 | Financing, Mortgages, Title Insurance, Title Searches
So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!” Well yes, it is. However, what you are now buying is a lender’s title policy for the new lender, but your...
by Jennifer Ferri | May 4, 2018 | Buying, Financing, Mortgages
Trying to determine the difference between a loan commitment letter versus a pre-qualification letter for your new purchase in the Fort Myers or Cape Coral areas? In competitive buyer’s markets where houses for sale are few and far between and homes for sale typically...
by Jennifer Ferri | Apr 13, 2018 | Buying, Financing, TRID
Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms? The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing. The Loan Amount, of course is the total you are...
by Jennifer Ferri | Apr 6, 2018 | Buying, Credit, Financing, House Hunting, Mortgages, Uncategorized
Purchasing a home a home in the Fort Myers or Cape Coral areas? Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan. Selecting the right lender can have...
