by Jennifer Ferri | Jul 15, 2021 | Selling
Let’s say you’ve owned your home for a while now and have finally decided it’s time to sell it. You find a buyer, and their lawyer asks for the deed in order to review the manner in which title was originally received. Upon this review, the lawyer discovers that the...
by Jennifer Ferri | Jul 8, 2021 | Cape Coral Happenings, Fort Myers happenings
With hurricane season upon us (and a recent scare from Tropical Storm Elsa), there are many things that homeowners must keep in mind in case a major storm targets their area. Preparations must be made, and if the meteorologists begin to call for high waters as part of...
by Jennifer Ferri | Jul 1, 2021 | Credit, Closing & Federal Programs
Except for the addition of a Federal Housing Administration (FHA) mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage...
by Jennifer Ferri | Jun 24, 2021 | Buying, Courtesy/Witness Closing
During your real estate transaction, you can expect to jump through a few hoops in the process of reaching the ultimate goal: the closing table. However, even when combing through all the fine details, there is the possibility of certain occurrences that will delay or...
by Jennifer Ferri | Jun 17, 2021 | Buying
One of the most exciting parts of a buyer’s closing process is the jingle of your shiny new set of keys. However, even though you may come into a title company’s office to sign those official documents, it’s not actually the title company who hands you the keys....
by Jennifer Ferri | Jun 10, 2021 | Financing, Mortgages
When it comes to your loan estimate, there are some costs that are paid to outside parties that you are free to shop for by comparing providers for a variety of services. These might include a pest inspection, or a survey to verify property lines, or a range of...
by Jennifer Ferri | Jun 3, 2021 | Buying
Having a home with a pool is a dream for many homeowners, especially since they can be used all year round in Florida. They’re a great way to get outside to relax and have fun with family and friends, and can even be used for health and fitness purposes. And then of...
by Jennifer Ferri | May 27, 2021 | Credit
Your credit score is involved in nearly every major purchase that you make—which creates a track record that people are either very proud of or maybe even a little afraid of. Credit scores are widely misunderstood, and it’s important to know what is fact and what is...
by Jennifer Ferri | May 20, 2021 | Mortgages
Fixed-rate mortgages are one of the most common types of mortgages that lenders offer. For both 15 and 30 year terms with fixed rates, housing costs won’t be affected by interest rate changes and inflation compared to other options, making them an excellent...
by Jennifer Ferri | May 13, 2021 | Buying
If you’re in the market for a house, it’s likely that you’re familiar with the concept of a home inspector performing an inspection on any property that you’re seriously interested in. However, the required credentials of a home inspector can differ from state to...
