by Jennifer Ferri | Apr 13, 2018 | Buying, Financing, TRID
Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms? The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing. The Loan Amount, of course is the total you are...
by Jennifer Ferri | Mar 30, 2018 | Going To Market
Buying or Selling a home in the areas of Fort Myers or Cape Coral and wondering which square footage figure you should go by? Home size is one of the key figures used in comparisons. But you may have different measurements to choose from, as you’ll learn...
by Jennifer Ferri | Mar 16, 2018 | Buying, Selecting
On the home search in the Fort Myers or Cape Coral areas and curious about considerations if the home is in a flood plain? A flood plain is an area of land adjacent to a water element like a stream or river that experiences flooding during periods of high...
by Jennifer Ferri | Mar 1, 2018 | Financing, Mortgages
On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...
by Jennifer Ferri | Feb 23, 2018 | Closing Documents, Selling
Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it? You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...
by Jennifer Ferri | Feb 16, 2018 | Financing
Are you looking for a lender in the Fort Myers or Cape Coral areas? There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpful...
by Jennifer Ferri | Feb 9, 2018 | Buying
Are you purchasing property in the Fort Myers or Cape Coral areas and wondering if you need a survey? A property survey is a precise measurement and delineation of the size, shape, and boundaries of a property. Typically performed by trained and certified Surveyors,...
by Jennifer Ferri | Feb 2, 2018 | Financing, Mortgages, New Homes
Have you applied for a loan to purchase a home in the Fort Myers or Cape Coral areas and now wondering what’s next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for the...
by Jennifer Ferri | Jan 31, 2018 | Buying, School Zones
Curious to know how school zones may impact a buyer’s decision when purchasing a home in the Fort Myers or Cape Coral areas? When reading home listings online, you often see mention of school zones and access to quality schools. In general, parents want to live...
by Jennifer Ferri | Jan 19, 2018 | Mortgages
Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas? As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...