Blog
What Is A Qualified Mortgage?
Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas?
As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new catego...
Loan Officers, Underwriters, and Mortgage Brokers – Who’s Who?
Buying a home in the Cape Coral or Fort Myers area soon?
The world of real estate has many different types of professionals. If you are a buyer looking to purchase a piece of property with financing, an area that can get a little confusing involves the professionals ...
Title Insurance Explained Visually
What is title insurance and why should any buyer purchasing a home in the Fort Myers or Cape Coral areas get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement co...
5 Room Makeover Ideas
If you own a home in the Fort Myers or Cape Coral area and have been on the hunt to spruce up a room or two in your house then you have landed at the right spot. Consider these 5 room makeover ideas during your planning!
Everything Has A Place: A Wa...
What Does Ability To Repay Mean?
Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the "Ability to Repay" rules?
In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over ...
5 Tips If A Storm Damages Your Home
We can all agree 2017 has been a year of intense storms and natural disasters across our country. For us living in Florida we are no stranger to storms. Although we hope you never have to deal with damages resulting from a storm we thought it would be helpful to sha...
What Is An Escrow Account? Do I Need One?
Shopping lenders for your Cape Coral or Fort Myers new home purchase? Have you come across the term "Escrow Account" and wondered what it means or if you even need one?
As we show you in this video, an escrow account is an account, established by your lender, to set ...
What Should I Know Before Investing In Real Estate?
Are you thinking of investing in real estate in the Fort Myers or Cape Coral areas?
While you can’t control everything, it helps to know what you are getting yourself into and actively prepare yourself to execute a sound investment. If you are new to real estate in...
What Is The Debt-To-Income Ratio (DTI)?
Starting the home buying process in the Fort Myers or Cape Coral areas? One term you may hear your lender use is "DTI" or Debt-To-Income Ratio.
Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability ...
Should I Sell My Home?
Are you currently living in the Fort Myers or Cape Coral areas and wondering if you should sell your home right now?
It seems like a simple question, yet ask 10 people and you will likely get 10 different answers. Within real estate markets there always seems to be so ...