by Jennifer Ferri | Apr 25, 2019 | Financing, TRID
Federal loan disclosure forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. Lenders have to provide you with two disclosure forms for the most common kinds of real estate loans. First, there’s...
by Jennifer Ferri | Apr 18, 2019 | Buying
Low interest rates coupled with lower-than-usual home inventory has created a market where newly listed homes are selling like hotcakes. Consequently, these newly listed homes often receive multiple purchase offers, which is excellent news for sellers. But for buyers,...
by Jennifer Ferri | Apr 11, 2019 | Credit, Financing
A credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan, since they’re not really...
by Jennifer Ferri | Apr 4, 2019 | Closing Documents, Title and Closing, Title Searches
The closing process of a Cape Coral or Fort Myers real estate transaction is complex, requiring the cooperation and coordination of all parties involved. At Title Junction, we have the experience and know-how needed to make sure the you get from contract to closing...
by Jennifer Ferri | Mar 28, 2019 | Closing Documents, Title and Closing
When it comes to buying a home, it’s important to not only budget for the cost of the house, but also the costs of closing. Where there are certain closing costs that are customary or unique to certain states or localities, here’s a quick rundown of...
by Jennifer Ferri | Mar 21, 2019 | Cape Coral Happenings, Financing, Fort Myers happenings
Recently, Collier County has been seriously considering pulling the plug on the PACE program for homeowners. Property Assessed Clean Energy financing is a statewide program in Florida that local governments can choose to opt in to for their citizens to use. The...
by Jennifer Ferri | Mar 14, 2019 | Buying, Selling, Title and Closing
There are many reasons for why closings can be delayed. Maybe the home inspection turned up something concerning. Or perhaps your title company found an undisclosed lien on the house. Either way, it’s bound to be an inconvenience when people buy or sell in a...
by Jennifer Ferri | Mar 7, 2019 | Buying, Financing, TRID
So you’ve found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you’ve already been pre-qualified for a loan, but either way, you’ll need these 6 pieces of information to...
by Jennifer Ferri | Feb 28, 2019 | Buying, Title Insurance
Title Insurance is an enigma to many homeowners, leaving you to wonder “Do I even need it?” Homeowner’s insurance obviously covers you if anything bad happens to your new home like a fire, so what’s the use of title insurance if your home is already protected? While...
by Jennifer Ferri | Feb 21, 2019 | Buying, Finding
House hunting is an exciting undertaking. After all, you’re choosing the place your family is going to call home! However, the process is a bit more complicated than shopping for a new pair of shoes, so you’ll want to make sure you’re asking...
