by Jennifer Ferri | Jul 14, 2022 | Closing Documents
Your closing disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing – paper or digital. If the loan terms or costs change prior to consummation, your...
by Jennifer Ferri | Jul 7, 2022 | Buying, Selling
Hoarder houses—you’ve heard of them, and you may even know someone who has a habit of accumulating clutter in their home. But can hoarding affect the value of a real estate property? The short answer is yes, yes it can. Hoarding can have a severe impact on a...
by Jennifer Ferri | Jun 30, 2022 | Selling
Choosing the For Sale by Owner (FSBO) route when it comes time to sell your house can be a rewarding experience, but also extremely challenging. Before making this decision, ask yourself a few key questions so that you are prepared for the process that hopefully leads...
by Jennifer Ferri | Jun 23, 2022 | Financing, Mortgages
Generally speaking, creditors are bound by the initial loan estimate. They are, however, permitted to provide a revised loan estimate under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal...
by Jennifer Ferri | Jun 16, 2022 | Sales Process
As much as we would all like to believe the old adage of “it won’t happen to me,” the news stories we hear each and every day often feature people who probably thought the same thing. When working in a field that deals with both a variety of clients and locations, the...
