Blog
Early Occupancy: Should Sellers Let Buyers Move In Early?
Early occupancy is exactly what it sounds like—an agreement between a home buyer and seller to let the buyer move in before closing. But as a seller, should you allow the buyers to move in early?
While it might seem like a kind thing to do, letting the buyer...
JARassic Challenge
Don’t Let Bellies ROAR With Hunger
Dinosaurs might be a thing of the past, but hunger has yet to go extinct here in Southwest Florida. That’s why Title Junction has teamed up w...
Can Lenders Collect Information Beyond The 6 Required Pieces?
It makes sense that lenders need information about you and the property you wish to purchase in order to see if you qualify for a loan. They aren't mind readers, after all. As a result, there are six pieces of information that you are required to provide to any lend...
4 Questions To Ask Your Potential Real Estate Agent
So you’ve made the wise decision of hiring a real estate agent for your next property purchase. In most cases, agents make real estate transactions much easier due to their knowledge of the real estate market and their overall understanding of the industry. However, w...
Neighbors Using My Land: Encroachments vs Easements
Sometimes when you own a piece of property, you’ll find that you have a neighbor who is also making use of your land in some capacity. This can happen in one of two ways: as an easement, or as an encroachment. The two terms can be easy to mix up, but one of the chief ...
How Do I Choose The Best Home Loan For Me?
There are many kinds of loans that you can apply for in order to finance a home purchase, but your personal situation will determine the best kind of loan for you.
By asking yourself a few questions, you can help narrow your search among the many options availabl...
What You Need to Know About Title Insurance
One of the biggest investments you’ll likely make is the purchase of a home. Not only does it affect your financial state at the time of purchase, but also your finances for years to come. It's critical to protect your investment from any future discrepancies like tit...
How Does My Credit Relate to My Mortgage?
Do you know your credit score? Gaining a clear understanding of your score in combination with how credit actually works can save you a lot of time and effort trying to make up for previous financial mistakes that could have been avoided.
First and foremost, a credit...
What Disclosures Are Used For Loans That Aren’t Covered By TRID?
For loans that aren't covered by TRID, creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached dwelling loans and others NOT covered by TRID.
Housing a...
Cybersecurity Threats: How Businesses Should Deal With Them
With each passing year, cybercriminals seem to find new ways to infiltrate and wreak havoc on the technology of both individuals and businesses alike. And for businesses the consequences can be even more devastating, since an attack affects more than just a single indiv...