Blog
How Does My Credit Relate to My Mortgage?
Do you know your credit score? Gaining a clear understanding of your score in combination with how credit actually works can save you a lot of time and effort trying to make up for previous financial mistakes that could have been avoided.
First and foremost, a credit...
What Disclosures Are Used For Loans That Aren’t Covered By TRID?
For loans that aren't covered by TRID, creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached dwelling loans and others NOT covered by TRID.
Housing a...
Cybersecurity Threats: How Businesses Should Deal With Them
With each passing year, cybercriminals seem to find new ways to infiltrate and wreak havoc on the technology of both individuals and businesses alike. And for businesses the consequences can be even more devastating, since an attack affects more than just a single indiv...
Selling Secrets: What You Forgot To Do Before A Showing
Many sellers fall under the misconception that the sale of their home mostly hinges on how they present its interior. Though internal features are important, there are a few other elements to consider as well that could help lock in that offer.
Have information re...
Client Communication Hacks for Real Estate Agents
In the real estate industry, your business is only as strong as your client satisfaction! So what can you do to bolster your communication with clients to give them the best experience you can offer?
Show Compassion
Understanding Your Loan: Additional Information Can Be Important
A closing disclosure is the 5-page form that gives you the details of your mortgage loan, with Page 4 containing important information about your specific mortgage. It is not just standardized form information that is identical for every loan.
Here are s...
The 8 Most Common Title Insurance Claims
When it comes to purchasing a property, the hope is always that the transfer of ownership will go smoothly, and stay that way for as long as the new owner decides to keep the property. However, there have certainly been instances where homeowners have been thankful that...
What Does Your Fort Myers Title Company Do?
A title company has a multitude of roles to fulfill in a Florida real estate transaction, acting as the shared agent of the buyer, seller, mortgage lender, and any other party involved in the transaction. The closing process is the responsibility of the title company fr...
Understanding Your Loan: Cash And Transaction Summaries
When you look at the closing disclosure for your mortgage loan, page 3 will compare cash requirements from your loan estimate to your actual final charges. If the answer to the question “Did this change?” is “YE...
Is This Home’s Location Right for Me?
The phrase “location, location, location” is one that’s been etched into the psyche of many a homebuyer, and with good reason. But location isn’t just about having a scenic view—there are other things to take into consideration before you put in an offer. Afte...