by Jennifer Ferri | Jul 21, 2022 | Courtesy/Witness Closing
Scheduling your closing is one of the final steps in your journey to owning a new home. But while it may sound like the easiest step, there are a few factors to take into consideration when deciding on the timing of your closing. Month of the Year Most any month of...
by Jennifer Ferri | Jul 14, 2022 | Closing Documents
Your closing disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing – paper or digital. If the loan terms or costs change prior to consummation, your...
by Jennifer Ferri | Jul 7, 2022 | Buying, Selling
Hoarder houses—you’ve heard of them, and you may even know someone who has a habit of accumulating clutter in their home. But can hoarding affect the value of a real estate property? The short answer is yes, yes it can. Hoarding can have a severe impact on a...
by Jennifer Ferri | Jun 30, 2022 | Selling
Choosing the For Sale by Owner (FSBO) route when it comes time to sell your house can be a rewarding experience, but also extremely challenging. Before making this decision, ask yourself a few key questions so that you are prepared for the process that hopefully leads...
by Jennifer Ferri | Jun 23, 2022 | Financing, Mortgages
Generally speaking, creditors are bound by the initial loan estimate. They are, however, permitted to provide a revised loan estimate under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal...
by Jennifer Ferri | Jun 16, 2022 | Sales Process
As much as we would all like to believe the old adage of “it won’t happen to me,” the news stories we hear each and every day often feature people who probably thought the same thing. When working in a field that deals with both a variety of clients and locations, the...
by Jennifer Ferri | Jun 9, 2022 | Home Ownership
If you live in Florida, there’s a high likelihood that you’ll end up experiencing a hurricane or tropical storm (if you haven’t already). Whether you decide to ride out the storm or evacuate, protection for the windows and glass doors of your home is something that...
by Jennifer Ferri | Jun 2, 2022 | Federal Programs
With the exception of a few additional forms, the FHA loan application process is similar to that of a conventional loan. With new automation measures FHA loans may be originated more quickly than before. And if you don’t prefer a face-to-face meeting,...
by Jennifer Ferri | May 26, 2022 | Closing Documents, Title and Closing
There are a lot of moving parts when it comes to closing on a home, and in order to avoid throwing a wrench in the works, it’s important to watch out for some of the more common snafus that can keep both the buyer and seller from closing on their desired date. Snafu...
by Jennifer Ferri | May 19, 2022 | Buying, Selling
While it’s important for a house to have attractive features, such as updated bathrooms and decent square footage, a lot of buyers and sellers forget that the true essence of home value lies within the location of the property. A home can always be renovated to make...
